Personal Checking Accounts

Thoughtfully designed to provide convenience, value and the right combination of features to suit your individual needs.

All our checking accounts offer:

  • Free online and mobile banking for 24/7 access
  • Free online bill pay and eStatements for greater security and convenience
  • Visa Debit/ATM card for check-free purchasing flexibility
  • Optional overdraft protection for extra coverage when you need it
  • Direct deposit so you can skip a trip to the bank
  • Check safekeeping stores your check images electronically

Compare our checking accounts

Product

Staple Checking

Value CheckingPremier CheckingGolden Checking

At a Glance

Simple checking with online banking

Basic checking with interest

Premium level account with tiered interest rates

For those who are ages 50+, with no monthly service fee

Online Services

Online banking
with Bill Pay

Online Banking
with Bill Pay

Online Banking
with Bill Pay

Online Banking
with Bill Pay

Perks

  • Unlimited check writing
  • No minimum balance
  • Unlimited check writing
  • No minimum balance
  • Unlimited check writing
  • No minimum balance
  • Free standard checks
  • Free cashiers checks
  • No fee for stop payments
  • Unlimited check writing
  • No minimum balance
  • Free standard checks
  • Free cashiers checks

Interest Earning

no

yes

yes, with tiered rates to
reward higher balances

View current rates

yes

Monthly Service Fee

$5 with eStatements

$7 with paper statements

$5 waived with ten or more debit card purchases per statement cycle

$8

Fee waived with recurring
monthly direct deposit

OR

$1,500 average daily balance

$25

Fee waived with $25,000 average combined personal balances (checking, savings, CD, IRA and personal loan balances)

No monthly service fee


$100 minimum to open any account

View our personal service fees

Other fees may apply, including fees if overdraft activity occurs.See account fee schedule, ask for a Terms & Conditions brochure, or talk to a personal banker for more details on all of our personal checking accounts. Website contains most current information.