Business Checking Accounts

  • Accounts to benefit small, medium and large businesses
  • Online banking for 24/7 access
  • Convenient business check cards

Simple Business Checking

Keep your business running efficiently with no monthly service charges, no minimum balance and free Online Banking. The first 50 checks written per month are free of charge. This account is limited to small businesses with low transaction volume.

Account Analysis

A checking account tailored for a business looking to offset fees with balances. An Earnings Credit on the account's monthly average balance is calculated at the 90 day T-Bill rate and is applied to either reduce or eliminate the monthly maintenance fee.

Business with Interest

Basic checking with added value. Tiered interest accrues daily on collected balances of $2500 or more and is paid monthly on the statement cycle date. Because this is an interest bearing account, the Earnings Credit does not apply. The monthly maintenance fee is waived with a $2,000 average daily balance.

Business with Interest for Nonprofits

Special benefits for non-profits to help you make the most of your account. This is a tiered interest account that pays higher rates on higher balances. The monthly maintenance fee is based on account activity and will not exceed the amount of interest earned for that same period. There is no charge for check writing.

To find the checking plan that best meets your company's needs and goals, compare the features of our different plans below.

Product

Simple Business Checking

Account Analysis

Business with Interest

Recommended if you are..

A small business with low levels of account activity

A business with a high level of account activity

A sole proprietor or a qualified non-profit organization and would like to earn interest

Monthly Maintenance Fee

No monthly maintenance fee

$10 per month

For-profit businesses: $8 per month; fee waived with a $2,000 average daily balance

For non-profits: Fee based on account activity and will not exceed the amount of interest earned for that same month. 

Check Fees

The first 50 checks written per month are free of charge; a $0.35 per check fee applies thereafter

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For profits: The first 75 checks written per month are free of charge; a $0.25 per check fee applies thereafter. Earnings Credit does not apply.

For non-profits: There is no charge for check writing.

Extras

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  • An Earnings Credit on the account's monthly average collected balance (less 10% Federal Reserve Bank reserve requirement) is calculated at teh 90 day
    T-Bill rate and is applied to either reduce or eliminate the monthly maintenance fee.
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View our Business Account Fee Schedule